Question #1:
Can I insure a van, which is in my name, for my brother who has a licence but I do not have one?
I have purchased a van in my name because my brother has been bankrupt in the last 3 years, he has taken over a delivery round for a national company.I know need to insure this van and am having trouble with some brokers, is there a problem with me insuring the van for my brother and another named driver as I am partially sighted and cannot get a driving license.
Question #2:
Transfering of stocks (broker help please)?
My dad has an account with fidelity, and he wants to transfer two out of the 3 companies shares he's holding to a different broker while keeping one of them with fidelity. Is this possible?Question #3:
how do brokers make money?
Question #4:
Can Government officials profit off of insider information and trading in the Stock Market?
Hillary Clinton "insider trading? who me??“I was lucky.”
Hillary turned $1000 in cattle futures into $100,000 in under 1 year. By comparison, $1000 invested in Microsoft in its first year of public trade, would have garnered less than $36,000 in eight years.
“There’s no evidence of that. No, I don’t really believe that.”
“The conclusion was that, like many investors at the time, I’d been fortunate.”
The brokers who arranged Hillary’s cattle futures trades were prosecuted for conducting the same exact sort of trades as the ones Hillary claims involved no illegal activity.
Question #5:
Are there any factions in any labor unions that want to oust leadership who want to protect illegal aliens?
I know there are a bunch of labor unions who are politically aligned with groups, that are trying to get more protection for illegal immigrants.The rationale is, if you do this, then the immigrants will become union members later, and get more voting/financial power for the union. I mean it's basically the same concept Boss Tweed, and other corrupt power brokers implemented in New York with immigrants in the 1800s.
The problem is, it's obviously bad for union workers themselves, because if you have too many workers, even union workers, there's less work to go around. A lot of union members have this problem.
Anyway, I was just curious if there are many labor unions in which this issue is hotly contested between groups of members and union leadership.
Also, i'm sure there's a lot of corruption going on in unions that makes it tough for members to dissent with leadership, even if what leadership is doing becomes unpopular with the majority in the union. If anyone has any examples of that too, I'd be very interested (besides Jimmy Hoffa, but that's more the Mafia who had teamsters leadership in their back pocket.)
Question #6:
What Life Insurance is best for my husband and I?
My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens to one of us.Question #7:
Have you ever bought a website using a broker?
Hi, has anyone ever bought a established website through a broker? If so which one and how was your experience? Also are they safe to use? ThanksI'm not looking at $400 websites that claim to make you millions, these look like legit, they have paperwork, tax returns, etc. And are in the 300k to 800k range
Question #8:
Who tells the stock brokers what stocks to sell, Is it a financial analyst who tells him?
I know the brokers put the orders through, but who tells the brokers what stocks to sell is that a financial analyst that tells him?Question #9:
who is the best forex broker?
Question #10:
Am I getting a good deal on the mortgage?
I would appreciate any opinion if I'm getting a good deal on the mortgage.It's a tracker (not variable rate) at 4.49 percent above bank of England base rate. Currently comes to 4.99 and it is the rate for 15% deposit mortgage.
I'm expecting the base rate to rise a maximum of 2% by the time the tracker runs out. Is this a sound assumption?
BTW, the mortgage is being arranged through a mortgage broker since none of the direct bank deals seem to come even close.
Thanks for any thoughts.
Yes, we can afford the mortgage if the interest rate went up by 2%, that was the whole reason for getting a tracker.
My reasoning for getting a tracker over fixed rate: fixed rate mortgages are generally several percent above trackers in interest rates.
For example: if you choose between a 5% tracker (4.5% above base rate) and a 7% fixed rate. Lets say that bank of england base rate will rise 3% by the time each mortgage runs out, taking tracker rate to 8%.
Scenario: bank base rate rises 1% after 6 months, 1% again after 1 year and another 1% after 18 months.
Calculation on fixed rate (2 years): 24x1300=31,200
On tracker: 1100x6 + 1200x6 + 1300*6 + 1400*6 = 6600 + 7200 + 7800 + 8400 = 30000
All figures are approximates ofc. I would also do overpayments while the rate is low further increasing the savings. Think the economists call this "cost average effect".
Anyway I wanted to know if I'm getting a good deal in comparison to other trackers available (not variable rates).
Question #11:
Serious federal reserve/ finance law question knowledgeable posters plz?
It is my understanding of the Federal Reserve Act that a member bank may not make "undue use" of credit for the use of speculative trading.1st, can (Glass-Steagall repealed?) depository banks trade assets speculatively ?
2nd, can banks legally extend credit to retail customers or brokers for the purpose of speculative trading?
This could be a really simple or really complicated question, I just don't have the background to know.
++ I do not need a complete explanation of the fractional reserve system or the Fed (not that I think any human being could ;))
please NO anti Fed rants, i dont give a @@@@. I'm just trying to understand all this, I just graduated college with a Poli Sci degree and realized I don't really have a clear understanding of how the nation's monetary system works (yeah I know, l 4 years well spent right?). Please feel free to add an opinion to your thoughtful response.
Thanks in advance
*4 years not 14
Question #12:
How have Democrat politicians been able to convince some that Wall St. is bad?
Since most brokers on Wall St. voted for Obama and gave him far more campaign contributions than to Republicans. Since 4 out of 5 richest members of Congress are Democrats. Since one of the richest men in America, George Soros is a rabid Democrat. Since Bernie Maddof was a Democrat. True, most rich people who didn't inherit their money but worked hard for it - plumbers, contractors, inventors - tend to be Republican, but the ones who want to control our lives are not.Is the average voter clueless ?
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Question #13:
Is my policy legal or not please?
I bought a classic car last October and telephoned the insurance broker to issue a policy. I've only just looked at it (it was by email) to find they've got the correct registration number but a totally different vehicle. I'm horrified to think I might not have been covered over the 9 months. Does anyone know the legalities of this situation please?Thank you both - that's what I was afraid of. I appreciate I should have checked but having given them accurate information and seeing the correct registration number on the receipt and cover note I had no reason to suppose there would be any problem. The mistake was in the schedule.
Rhetorical question: how can you describe a 1954 Sunbeam Mk III DHC as a "Talbot Express" (which is a van that wasn't produced until 1984.)
Fortunately I only drove the car a few times but that's irrelevant. The brokers incompetence caused me to drive illegally and put me at risk so I will be changing my brokers to a firm who know what they're doing.
I'm posting this because I've spoken to the insurance company direct and to my surprise they said they would honour the policy because the registration number was correct and I'd given accurate information to the broker, even though it wasn't in writing. It's all in order now, thank goodness.
Question #14:
Sharon Pokroy, 47, Divorced, South African, Works in Johannesburg as a Insurance broker. 4 children?
0827432740, female, 47Question #15:
what can i do if insurance company does not respond?
it's been 6 months since car hit our wall; 2 months ago their insurance co. hired a structural engineer to assess damage; we have left messages and email and do not get a response about current status. What should our next step be? our broker is not helping.Question #16:
British Tourist in Thailand?
I hate butt broker like you coming to Thailand searching for girls and use them as a tools. Speaking of tools, they might need a magnifying glass and binocular to see it. Go eat ****! lolzQuestion #17:
best way to find an apartment?
what is the best way to find an apartment? I will be homeless sometime next week if I can't find one. I am looking by walking around and looking for numbers, but I can't find one under 450$ a month, I know it is too expensive as I only do 850 a month, but I only have my pets to worry about. I live in New-Brunswick so 500$ a month is pretty much as cheap as they come, but if I use a broker, will it work with me or against me? It only needs to be a 1 bedroom so I don't need anything fancy. I just need help knowing what my first step should be.Question #18:
Windows Movie Maker not playing the full movie, how can I fix this?
Hey, I am trying to publish a movie onto Youtube from my old days playing softball with my broker colleagues and when I took the 11 minute clip off of the dvd and tried to open it with Movie Maker it only played 17 seconds of it.... And it will not allow me to see or edit the other 10 minutes... What is wrong?Question #19:
As wealth in the US is consoidated to a few, will life in the US be like it is in Mexico now?
Do we need more bonuses for bankers who lose money for their share holders?Do we need more bonuses for brokers who lose money for their investors?
r : I ain't gonna be no f arab
FR : Grape KookAid is Great.
Question #20:
What is the difference between a, real estate broker and an agent?
Also, what are th requirements?Lastly what does it mean to have the/a licence for real este?
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