TRACY E MILLER

TRACY E MILLER is currently employed as a Broker and/or Investment Adviser at VOYA FINANCIAL ADVISORS, INC. located at 10100 INNOVATION DR STE 120, MIAMISBURG, OH, 45342.

TRACY E MILLER has worked at VOYA FINANCIAL ADVISORS, INC. since September 21, 2015

Disclosure History

TRACY E MILLER has 1 Disclosure Event(s).

Date: April 24, 2013
Category: Financial
Type: Bankruptcy
Disposition: Discharged
Broker Comment: IN 2011, I LOST MY JOB. I WAS THE PRIMARY INCOME EARNER IN OUR HOUSEHOLD. IN ADDITION, WE LOST OUR INSURANCE BENEFITS. THE COBRA COVERAGE OFFERED FROM MY PREVIOUS EMPLOYER WAS $1,400/MONTH. AT THE TIME, WE WERE THE PRIMARY CAREGIVERS OF GRANDPARENTS WHO WERE RECENTLY DIAGNOSED WITH EARLY STAGES OF DEMENTIA AND ALZHEIMER'S. THEIR CARE REQUIRED BOTH TIME AND FINANCIAL COMMITMENTS TO MOVE THEM FROM A HOME OF 60 YEARS TO THE PROPER CARE FACILITIES. EVENTUALLY, I WAS ABLE TO FIND EMPLOYMENT WHICH PROVIDED THE FLEXIBILITY NEEDED TO CARE FOR OUR GRANDPARENTS; HOWEVER, IT WAS AT A REDUCTION IN INCOME AND OFFERED NO BENEFITS. REALIZING WE HAD AMASSED A LARGE DEBT DURING THIS TIME OF UNEMPLOYMENT AND RECENTLY DISCOVERING OUR HOME WAS APPRAISED AT $30,000 LESS THAN WHAT WE STILL OWED ON OUR MORTGAGE, WE SOUGHT THE ADVICE OF A FINANCIAL COUNSELOR AND ATTORNEY WHO RECOMMENDED FILING CHAPTER 7 BANKRUPTCY. SINCE THIS TIME, WE HAVE CREATED A FINANCIAL PLAN AND WORKED HARD TO REBUILD OUR CREDIT. WE HAVE NO OUTSTANDING DEBT. DESPITE MY PAST FINANCIAL PROBLEMS, I FEEL MY EXPERIENCE AND I HOW I WAS ABLE TO WORK TO A POSITIVE FINANCIAL OUTCOME WILL BE AN ASSET.

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